Browse real loan requests from community members and invest in their future. Every loan you fund helps build stronger local economies.
Discover real funding opportunities from community members. Each request includes detailed information about the borrower, their purpose, and repayment terms.
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Simple steps to start funding community loans and earning returns on your investment.
Use our filters to find loan requests that match your investment criteria. Review borrower profiles, risk assessments, and loan details to make informed decisions.
Choose how much you want to invest in each loan. You can fund a portion of a larger loan or the entire amount of smaller requests. Diversify your portfolio across multiple borrowers.
Borrowers repay their loans according to agreed terms. You receive your principal plus interest directly through the platform. Track your investments and returns in real-time.
If you need liquidity before loan maturity, sell your loan portions on our Secondary Market. Or buy additional investments to grow your portfolio.
Understanding risk levels helps you make informed investment decisions. We assess each borrower based on multiple factors.
Borrowers with excellent credit history, stable income, and low debt-to-income ratios. Typically offer lower interest rates but provide higher repayment confidence.
Borrowers with good credit but may have higher debt levels or variable income. Balanced risk-reward profile with moderate interest rates.
Borrowers with limited credit history or challenging financial situations. Higher potential returns but increased risk of default. Recommended for experienced investors.